You can trust us to help you find the Medicare coverage that fits your lifestyle and budget.
Medicare can be confusing. Then selecting the coverage you want to pair with Medicare can add an extra challenge. A friendly Hy-Vee Medicare Aisle sales agent can help you sort out your options. Talk to a licensed sales agent at:Medicare 101:
Understanding Your Options
While original Medicare offers everyone the same parts, the coverage you pair with Medicare is not “one size fits all.” The first step is understanding how Medicare Parts work.
Here’s a high-level overview to help you get a better understanding of Medicare Part A, Part B, Part C and Part D. If you’d like more information on how Medicare Parts work, call a friendly Hy-Vee Medicare Aisle licensed sales agent at 1-888-275-1122 or review our guide on selecting the right Medicare plan.
MEDICARE PART A
Includes
- Inpatient Care
- Hospital Stays
- Skilled Nursing Care
- Qualified Home Care
- Hospice Care
- Premium: For most people, $0. (There are a few exceptions.)
- Deductible: This is how much you have to spend before Medicare starts to pay its part.
- Coinsurance: This is the share of the costs for hospital care you may be required to pay after you’ve met your deductible.
MEDICARE PART B
Includes
- Outpatient Care
- Doctors Visits
- Some Preventive Care
- Diagnostic Tests & Exams
- Durable Medical Equipment
- Premium: The standard Medicare Part B monthly premium is $174.70 in 2024; may be higher based on income
- Deductible: The current Medicare Part B deductible is $240 in 2024
- Coinsurance: After meeting the deductible, you typically pay 20% of the Medicare approved amount for covered services.
MEDICARE PART C
Includes
- Inpatient Care
- Hospital Stays
- Skilled Nursing Care
- Qualified Home Care
- Hospice Care
- Outpatient Care
- Doctors Visits
- Some Preventive Care
- Diagnostic Tests & Exams
- Durable Medical Equipment
Many Advantage plans offer extra coverages not included in Original Medicare
Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
To learn more, contact Hy-Vee Medicare Aisle to talk to a licensed sales agent at 1-888-275-1122.
MEDICARE PART D
Includes
- Many Prescription Drugs
- Premium: The Part D monthly premium varies by plan (higher-income consumers may pay more).
- Deductible: Varies by plan
- Coinsurance: You’ll also have to pay coinsurance amounts when you purchase prescription drugs.
In addition to premiums, you’ll also potentially have to pay:
Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Want help understanding how Medicare Parts work?
Ready to start choosing your coverage to pair with Medicare?
Your friendly Hy-Vee Medicare Aisle licensed sales agent would be happy to help.